How to Dispute a Car Accident Fault?
April 7th, 2021 by Attorney John Colvin
Statistics reveal that more than 12 million car accidents occur every year in the US. Determining who is at fault in auto accidents can be relatively difficult. Suppose you have been involved in any car accident and firmly believe that you are inaccurately or unfairly blamed for causing the incident. In that case, it’s never too late to dispute liability and make sure you receive a fair resolution for your auto accident claim.
Insurance companies can make your life miserable, particularly when dealing with personal injuries, damages, and other related expenses. Are you wondering how to dispute a car accident fault but don’t know where to start? Talk to a Tennessee Personal Injury Lawyer to help you battle the hefty charges implicated on you.
How to Dispute a Car Accident Fault?
Tennessee is an at fault-state, meaning that the faulty driver is held liable for compensating the accident victims for injuries sustained and damages incurred. Therefore, the insurance company of the faulty driver covers these costs. If you get involved in a car accident in Tennessee, and the insurance company denies your claim since they mistakenly consider you to be the faulty party, you are required to notify the insurance company immediately, through phone or a follow-up letter informing them that you dispute their determination of fault.
If the insurer’s finding of fault relies on the invalid fact that you violated traffic rules or the police report presented, you can battle it out in court or try contacting some of the investigating officers to help present your side of the story. If you don’t agree with the police report issued, you might even get it adjusted. In most cases, voicing your dispute results in more investigation, which could lead to new findings.
Some insurers have policies concerning disputed fault claims; thus, you might be asked to present your side of the story or provide a statement to the insurance adjuster. In this situation, you should understand your rights not to make any statements that might jeopardize your claim. So, it’s best to talk to a Tennessee Personal Injury Attorney when disputing liability for legal and expert advice.
What to do to Protect Yourself
Proving fault begins with your actions following a car accident. If you have sustained minor injuries, collect the names and contact information of any key witnesses at the accident scene. Take photos of the damage to your vehicle, any injuries sustained, and other relevant information that might help your case.
Call a police officer to get to the scene and write you a report. If any injuries are sustained, seek immediate medical attention so that the insurer doesn’t argue you waited too long to receive treatment.
Contact a Tennessee Personal Injury Lawyer
Whether right or wrong, insurers view lawyers more seriously as compared to civilians. Because you might not have a full understanding of the law, the probability of being bullied, or ignored by your insurance adjuster is more likely. You should discuss your situation with a Tennessee Personal Injury Lawyer, like John R. Colvin, especially when disputing liability.
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